Construction Loan Program

Created for investors who plan to build on vacant land. Are you building a spec home? Do you own lots but don’t have the funds to go vertical? We are looking to work with builders that own their land/lots free and clear. If you have a lot or subdivision and need money to go vertical, we want to see your loan request.

Loan Overview
  •  Interest rates as low as 11.0% (12.1% APR)
  • Up to 80% of total construction costs financed
  • Up to 50% of land acquisition (case by case)
  • Fund control required

For Commercial Construction loans,

please contact us so we can better assess your plans.

Contact Us

We can go up to 90% Loan to Cost - and rates from 5% up to 10%

We will need the following:

  1. PFS-for all borrowers
  2. Credit Auth
  3. Last 3yrs FEDERAL returns-business & personal
  4. Articles of Incorporation
  5. Construction budget-hard & soft costs
  6. Appraisal- if available
  7. Land purchase contract
  8. Schedule of REO- attached